> For the complete documentation index, see [llms.txt](https://docs.nav.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.nav.finance/how-to-guide/sip-withdrawl.md).

# SIP Withdrawl

### NAV SIP Withdrawal Process

Withdrawing from a NAV SIP is straightforward and requires a 30-day notice period:

1. **Notification**: Submit a withdrawal request at least 30 days before the desired epoch date to ensure NAV has time to process your request.
2. **Withdrawal Request**: Navigate to your SIP and click the "Withdrawal" button. Your request will be logged, and your funds will be prepared for the next epoch date.
3. **Asset Valuation**: Before the epoch date, NAV Consulting will calculate the value of your assets. Note that asset prices may fluctuate during the waiting period, affecting the final withdrawal amount.
4. **Fees**: Withdrawal fees depend on how long you've been invested. No fees are charged for investments over one year, encouraging long-term participation.

**Example**: Sarah has 5,000 USDC in the NAV Cross-Chain Yield Maximizer SIP and decides to withdraw. She submits a request 35 days before the epoch date. NAV Consulting values her assets at 9,000 USDC due to SIP performance. Since she has been invested for over a year, she pays no withdrawal fees and receives the full 9,000 USDC on the epoch date.