NAV SIP Fees

Aligning Incentives for Sustainable Growth

At NAV Finance, we believe that transparency and fairness are the cornerstones of a successful investment platform. Our Structured Investment Products (SIPs) are designed to offer investors high-yield opportunities in the decentralized finance (DeFi) space, while ensuring that the interests of all stakeholders are aligned. Central to this philosophy is our carefully crafted fee structure, which aims to balance the rewards for investors, the growth of the NAV ecosystem, and the long-term sustainability of our platform.

SIP Profit Distribution: A Dynamic Approach

Our SIP profit distribution model is designed to adapt to the performance of our investment strategies, ensuring that investors are rewarded proportionately to the success of their chosen SIP.

Standard Allocation:

• 70% of profits are allocated to investors, ensuring that the majority of the value generated directly benefits those who have entrusted us with their capital.

• 10% is dedicated to buying back NAV tokens and rewarding NAV stakers, supporting the growth and value of the NAV ecosystem.

• 20% is allocated to NAV management, enabling us to continuously optimize our strategies and maintain operational excellence.

The NAV Management and NAV buy back fees are on a high-watermark distribution and occur monthly.

Example: Delta Neutral Funding SIP at 100% APR

To illustrate how our dynamic profit distribution model works, let's consider a scenario where the Delta Neutral Funding SIP achieves a 100% APR:

100% APR Performance:

• Depositors receive 70% of this portion, equating to a 70% APR.

• NAV Management is allocated 20%, translating to a 20% APR.

• NAV Buyback and Stakers are granted 10%, amounting to a 10% APR.

SIP Protocol Fees: Ensuring Sustainability and Growth

In addition to the profit distribution model, our SIPs incorporate two key protocol fees designed to support the long-term sustainability and growth of the NAV ecosystem:

Withdrawal Fee:

• A modest fee is applied to withdrawals, ensuring the operational integrity and sustainability of our SIPs without deterring investment.

• 3 Months or less in an individual SIP: 1% withdrawl fee

• 6 Months or less in a SIP: 0.5% withdrawl fee

• 12 Months or less in a SIP: 0.25% withdrawl fee

• Over 12 months in a SIP: none

NAV Protocol Management Fee:

• An annual fee of 2% of the SIP's Assets Under Management (AUM) is allocated for protocol management. This is split monthly at 0.16666% per month.

• This fee covers the costs associated with the extensive analysis, regulatory compliance, auditing, strategic development, and maintenance required to keep our SIPs at the forefront of the DeFi space.

Alignment for Long-Term Success

At NAV Finance, our SIP fee structure is carefully designed to align the interests of investors, the NAV ecosystem, and our management team. By implementing a dynamic profit distribution model and transparent protocol fees, we aim to create a sustainable and rewarding environment for all stakeholders. As we continue to navigate the exciting world of DeFi, our commitment to transparency, fairness, and performance remains unwavering, ensuring that NAV Finance remains the premier choice for investors seeking high-yield opportunities in the decentralized finance space.